Dividend Maximiser Portfolio
A diversified income-focused portfolio for investors seeking higher portfolio distributions while retaining long-term growth potential.
AT A GLANCE
Dividend Maximiser is designed to deliver a dividend and distribution yield above the broad market average over rolling periods. The portfolio combines Australian and international income sources and may also use property, fixed interest and cash exposures to diversify how income is generated. Capital growth remains an important secondary objective because preserving the real value of capital matters over time.
What is the Dividend Maximiser portfolio?
Dividend Maximiser is an income-focused investment portfolio, not a cash or capital-guaranteed product. It is expected to retain a high exposure to growth assets, particularly shares (via Exchange Traded Funds), so its value can move materially as markets rise and fall.
The portfolio is focused on selecting investments with consistent yields rather than investments with the highest headline yield. Portfolio construction also considers diversification, quality, income consistency, fees and the potential for capital growth.
Who may it suit?
The Dividend Maximiser portfolio may be appropriate for investors who:
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place a high priority on receiving investment income but still want exposure to long-term capital growth;
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have an investment timeframe of at least five years;
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can tolerate share market volatility and periods when the portfolio value may fall materially;
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understand that dividends and distributions can change from year to year and are not guaranteed; and
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value diversification across Australian and international sources of income rather than relying on a single market or sector.
When may it not be suitable?
This portfolio may be less suitable for investors who need capital certainty, require a fixed or guaranteed level of income, have a short investment timeframe, or would be uncomfortable with meaningful fluctuations in the value of their investment. Investors who may need to withdraw a large proportion of their capital during a market downturn should also consider whether a lower-risk portfolio is more appropriate.
Key Risks
THE KEY QUESTION
Are you comfortable accepting share market falls and variable distributions in pursuit of a higher level of portfolio income and some capital growth over time?
General information only.
This information is general in nature and does not take into account your objectives, personal financial situation or needs. It is important to remember that investment values and returns can rise or fall, and you may lose money. Past performance is not a reliable indicator of future performance, and returns are not guaranteed. Consider the relevant disclosure material before investing.